Life insurance needs calculator

The DIME method — debt, income replacement, mortgage and education — minus what you already have. Produces a coverage target instead of the usual "ten times salary" shorthand.

Your details

Annual income

Years of income to replace

Years

Other debts

Mortgage balance

Children to educate

Education cost per child

Savings and investments

Existing life cover

Reset

Fill in the form and press calculate to see your numbers.

This calculator produces an estimate, not an offer. Actual rates depend on underwriting, credit, location and the provider. Always confirm with the company before making a decision.