Free calculators

Payment maths, insurance estimators and payoff timelines. No sign-up, no email required.

Loans

Mortgage payment calculator

Principal, interest, property tax, insurance and HOA in one monthly figure, plus the full year-by-year amortisation table showing where int…

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Insurance

Car insurance estimator

See which rating factors move a car insurance premium and by how much — state index, driver age, record, vehicle type, mileage, coverage le…

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Insurance

Life insurance needs calculator

The DIME method — debt, income replacement, mortgage and education — minus what you already have. Produces a coverage target instead of the…

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Insurance

Home insurance estimator

Premiums follow rebuild cost, not market value. Enter the rebuild cost, state, age of home and claims history to see the range — and why in…

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Loans

Refinance break-even calculator

Closing costs divided by monthly saving tells you how long a refinance takes to pay for itself — and the total-cost comparison shows whethe…

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Loans

Loan payment calculator

Monthly payment, total interest and total cost for any fixed-rate personal, auto or student loan. Fees included so the comparison is honest.

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Loans

Loan comparison calculator

Two offers, side by side, on total cost rather than monthly payment. The lower payment is often the more expensive loan once fees and term…

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Loans

Debt payoff calculator

How many months until a balance clears at your current payment, how much interest that costs, and why paying only the minimum means it neve…

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