SoFi
Student loans
Personal loans and student loan refinancing, reached through affiliate networks
- Published rate
- $20–$100 per qualified lead
- Model
- CPA — per policy sold
- Cookie window
- 30 days
Loans and mortgages
Mortgages, refinancing, personal and auto loans — real payment maths, not marketing copy.
Free calculators
Mortgage payment calculator
Principal, interest, property tax, insurance and HOA in one monthly figure, plus the full…
Refinance break-even calculator
Closing costs divided by monthly saving tells you how long a refinance takes to pay for i…
Loan payment calculator
Monthly payment, total interest and total cost for any fixed-rate personal, auto or stude…
Loan comparison calculator
Two offers, side by side, on total cost rather than monthly payment. The lower payment is…
Debt payoff calculator
How many months until a balance clears at your current payment, how much interest that co…
Guides
Refinance break-even: when lowering the payment raises the cost
Three numbers to compare instead of one, and why a five-year term extension can undo a two-point rate cut.
How mortgage amortisation works, and why year one is almost all interest
The formula behind your payment, where the interest-principal crossover falls, and why extra payments early are worth several tim…
Pre-approval vs prequalification: the difference that decides offers
One affects your credit score and carries weight with sellers. The other is a budgeting estimate. Confusing them costs buyers hou…