Policygenius
Highest per-action payout on this list, and the highest minimum threshold to reach it
Resumen
Policygenius is a life and disability insurance brokerage that compares quotes across carriers. Life insurance is the highest-paying affiliate category in personal finance because a converted customer is worth thousands in first-year commission to the brokerage, and a share of that flows to the publisher. The catch is a $250 minimum payout and a longer conversion cycle - life insurance buyers take weeks, not minutes.
Puntos fuertes
- $50-150 per qualified lead - the top of the public range
- 30-day cookie suits a multi-week research cycle
- Commissions are recurring in some structures
Contras
- $250 minimum payout delays first payment
- Long conversion cycle means slow feedback
- Competitive category with established sites
Estructura de comisiones
| Modelo | CPA — por póliza |
|---|---|
| Tarifa publicada | $50–$150 por lead cualificado |
| Ventana de cookie | 30 días |
| Condiciones de pago | Net 30 |
| Pago mínimo | $250 |
| Recurrente | Sí |
| Nivel de comisión | Alto Comisión de primer nivel — merece contenido propio |
Fuente: earnifyhub.com · Datos verificados: 2026-10-28
Cómo solicitar la comisión
- Apply through the partnership page and describe your audience demographics - age and household income matter most in life insurance.
- Confirm whether you are paid per qualified lead or per placed policy; the second pays more but converts far less.
- Agree the qualification definition in writing: a form fill, a completed application, or a placed policy are three very different triggers.
- Build content around a specific need (new parents, mortgage holders, self-employed) rather than generic 'life insurance' pages.
- Track at 30/60/90 days - this category will not show results in week one.
- $250 minimum, Net 30.
This is where the money is, and it is priced accordingly: expectation of expertise, a real content library, and patience. If you only have twenty pages, you will not clear the $250 threshold inside a quarter. Build the library first.
Restricciones de tráfico
US traffic. Life insurance advertising is state-regulated; no guarantees of approval or pricing may be implied.
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