Policygenius
Highest per-action payout on this list, and the highest minimum threshold to reach it
Visão geral
Policygenius is a life and disability insurance brokerage that compares quotes across carriers. Life insurance is the highest-paying affiliate category in personal finance because a converted customer is worth thousands in first-year commission to the brokerage, and a share of that flows to the publisher. The catch is a $250 minimum payout and a longer conversion cycle - life insurance buyers take weeks, not minutes.
Pontos fortes
- $50-150 per qualified lead - the top of the public range
- 30-day cookie suits a multi-week research cycle
- Commissions are recurring in some structures
Contras
- $250 minimum payout delays first payment
- Long conversion cycle means slow feedback
- Competitive category with established sites
Estrutura de comissões
| Modelo | CPA — por apólice |
|---|---|
| Valor publicado | $50–$150 por lead qualificado |
| Janela de cookie | 30 dias |
| Condições de pagamento | Net 30 |
| Pagamento mínimo | $250 |
| Recorrente | Sim |
| Nível de comissão | Alto Comissão de topo — vale conteúdo dedicado |
Fonte: earnifyhub.com · Dados verificados: 2026-10-28
Como pedir a comissão
- Apply through the partnership page and describe your audience demographics - age and household income matter most in life insurance.
- Confirm whether you are paid per qualified lead or per placed policy; the second pays more but converts far less.
- Agree the qualification definition in writing: a form fill, a completed application, or a placed policy are three very different triggers.
- Build content around a specific need (new parents, mortgage holders, self-employed) rather than generic 'life insurance' pages.
- Track at 30/60/90 days - this category will not show results in week one.
- $250 minimum, Net 30.
This is where the money is, and it is priced accordingly: expectation of expertise, a real content library, and patience. If you only have twenty pages, you will not clear the $250 threshold inside a quarter. Build the library first.
Restrições de tráfego
US traffic. Life insurance advertising is state-regulated; no guarantees of approval or pricing may be implied.
Guias relacionados
What renters insurance actually covers (and what it never does)
Your landlord's policy does not cover your belongings or your liability. The three coverages that matter, the sub-limit…
The DIME method: working out how much life cover you actually need
Why ten times your salary is a bad answer, how debt and mortgage structure change the number, and matching term length…
Why home insurance is based on rebuild cost, not market value
Insuring to market value usually means paying for land you cannot claim on. The opposite mistake is worse: most policie…
Pedir um contacto telefónico
Deixe os seus dados e um consultor que conhece a Policygenius entrará em contacto. A chamada é gratuita e sem compromisso.